Life Insurance With High Blood Pressure Florida FL
Reader’s Question:
I’m currently taking medications for my high blood pressure. Should I tell them the truth about my health condition? I’m concerned about high life insurance premiums that the life insurance would charge me if they find out.
Shannon
St. Petersburg, FL
If you would like to purchase a life insurance, you should not worry about receiving a high life insurance premium quote because you have a high blood pressure. Having a high blood pressure can be considered by the life insurance company as a risk factor.
Life insurance companies are greatly concerned with the health condition of the applicant. If the applicant shows less risk, the premiums may be lower. However, you should not be afraid in telling the truth specifically that you are under a medication to control your high blood pressure. Most of the insurance companies are more concerned on the level you are at and what you are doing to control it rather than the reason why you are in that point. In addition, most of the insurance companies are very receptive to customers who try to better their health condition. Often, this behavior may render life insurance to offer lower life insurance premium.
Tags: life insurance