Kendall Perrine life insurance rates

 

Reader question:

I am looking at Kendall Perrine life insurance rates, but what i haven’t figured out is how long of a term I should get my term life policy for. Will the length of the term affect my rates? what is the best term length?

Cary

Great question, Cary.

Yes, how long you have a term for will definitely impact your Kendall Perrine life insurance rates. For example, if you get a 10 year term life policy, you will pay less than if you get a 30 year term life insurance policy. It also depends on the age, and the state of health, you buy it at (or in). A 10 year term at the ageof 70 will probably cost more than a 30 year term at the age of 20.

As for deciding how long your should put your term down for when filling out all of those Kendall Perrine life insurance rates for, well, it depends on what you are getting insured FOR. For example, if you are buying life insurance so that you’re family won’t be stuck with your debts and your mortgage payment when you die, then you need to count the years based on that. If you will be paying on your house for 30 years, then maybe you should get a 30 year term life policy.

take care,

Fashun

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