Kendall Perrine Florida smokers life insurance
Reader question:
When handing out Kendall Perrine Florida smokers life insurance policies, what are the guidelines by the life insurance companies about what categorizes you as a smoker or no?
Marshall
Glad you asked, Marshall.
Well, there are two different answers to this question because it can be interpreted in two different ways. So let’s see: first I’ll address how the Kendall Perrine Florida smokers life insurance company finds out, and then we’ll talk about what being a smoker means to them.
So how DO they find out? Well, one or two things can happen:
- If, when asked on the application form, “Are you a smoker?”, you put “yes”, then whoop, you are a smoker.
- Regardless of how you answer, if the pee test from your medical exam tests positive for nicotine, then you are a smoker.
Now, what does it mean for you to be a smoker in a Kendall Perrine Florida smokers life insurance company?
- Simply having used tobaccor or smoked at some point in your life does not make you a smoker.
- If you have smoker or chewed tobacco at all, even if only two times, in the past 12 months, then you are a smoker.
take care,
Fashun